The Grow Your Wealthy Mindset Podcast

Episode 128: Keeping Your Investing Simple: The One Fund or Three Fund Portfolio

Elisa Chiang Season 3 Episode 128

I know everyone does love learning about finances and investing. Some people just want to know what they should invest in. In this episode, I talk about mutual funds that are one stop shopping where a single fun could meet your investment goal as well as putting together a diversified portfolio with three or four different funds. 

 

Recommended funds to build your portfolio as mentioned in the podcast include:

Vanguard

Vanguard Total Stock Market Index Fund (VTSAX) Exp ratio 0.04%

Vanguard Total International Stock Index Fund (VTIAX) Exp ratio 0.12%

Vanguard Total Bond Market Fund (VBTLX) Exp ratio 0.05%

Vanguard Total International Bond Index Fund (VTABX) Exp ratio 0.11%

 

Fidelity

Fidelity ZERO Total Market Index Fund (FZROX) (Exp ratio 0%, not open to new investors) or Fidelity Total Market Index Fund (FSKAX) Exp ratio 0.015%

Fidelity ZERO International Index Fund (FZILX) (Exp ratio 0%, not open to new investors) or Fidelity Total International Index Fund (FTIHX) Exp ratio 0.06%

Fidelity U.S. Bond Index Fund (FXNAX) Exp ratio 0.025%

 

Charles Schwab 

Schwab Total Stock Market Index (SWTSX) Exp ratio 0.03%

Schwab International Index (SWISX) Exp ratio 0.06%

Schwab U.S. Aggregate Bond Index Fund (SWAGX) Exp ratio 0.04%

 

T Rowe Price *

Total Equity Market Index Fund (POMIX) Exp ratio 0.19%

International Equity Index Fund (PIEQX) Exp ratio 0.26%

US Bond Enhanced Index Fund (PBDIX) Gross Exp ratio 0.28%

 

Northern Funds* 

Stock Index (NOSIX)

International Index (NOINX)

Bond Index (NOBOX)

 

Dreyfus Funds*

S&P 500 Basic Index (DSPIX)

International Index (DIPSX)

Bond Index Basic (DBIRX)

 

*Funds suggested by the Bogleheads Wikki

 

 

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Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .

You can learn more about Elisa at her website or follow her on social media.

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